Jalandhar December 5 (Jaswinder Singh Azad)- A one day Faculty Enrichment Programme was organized by Hans Raj Mahila Maha Vidyalaya on “Financial Literacy”. The Resource Persons were CA Swinky Singhal, CA Ankit Singhal and CDSL Trainer CS Pooja M. Kohli. Incharge of Faculty Enrichment Programme Dr. Seema Khanna welcomed the Resource Persons and gave their brief introduction. CA Swinky Singhal addressed the faculty members and said that everyone must check their financial health regularly. She told that inflation eats up our savings at a rapid speed. So, investment becomes necessary. She said that savings should be increased if you want to lead a good life after retirement.
CA Ankit Singhal said that life is much unexpected. Everyone must have a life insurance plan. Medical insurance has also become necessity these days. He told about various savings options. Investment in mutual funds is beneficial but this investment should be for a longer period i.e. for 5-10 years. He also told the participants about National Pension Scheme (NPS) and PPF. For investment purpose, consistency is the key. Principal Prof. Dr. (Mrs.) Ajay Sareen honoured the Resource Persons. She said that sensitization of staff towards financial planning was the motive of this programme and this purpose was solved.
With little analysis, we can see our funds growing
With little analysis, we can see our funds growing. We all are awakened about our future and the future of our kids and family. We invest for the purpose of security and our bright future. In the second session, CDSL Trainer CS Pooja M. Kohli told the faculty members about financial stability. Investment can be started at any age. Age is no bar for investing your money. She said that investment should be done after knowing all the ins and outs of a plan. She said that money speaks only one language.
It says “If you save me today, I will save you tomorrow.” She told about various investment alternatives of low risk, medium risk and high risk. She told about various government schemes for investment. Incharge of the programme Dr. Seema Khanna and Dr. Shallu Batra thanked the Resource Persons. Stage was conducted by Mrs. Lovleen Kaur and Dr. Deepti Dhir. The sessions were attended by teaching faculty and non-teaching staff members.